Flipper Guide

The Dashboard is the first screen you see after signing in. It gives you an at-a-glance overview of your financial picture: current account balances, a summary of recent transactions, and a snapshot of your spending for the current period.

The balance cards across the top reflect your real-time account totals. Below them, the recent transactions list shows your last handful of entries so you can quickly verify nothing unexpected has appeared. The spending summary section breaks down outgoing money by category so you can see where the bulk of your spending is going without visiting the full Reports page.

Think of the Dashboard as your daily check-in. Open it in the morning, glance at balances and recent activity, and you will always have a pulse on your finances without needing to dig deeper unless something catches your attention.

Transactions are the heart of Flipper. Every purchase, income, transfer, or refund lives here. The Transactions page shows a filterable, searchable list of all your entries, with the most recent at the top. Tap or click any row to open the side drawer for full details and editing.

You can filter by date range, category, merchant, payment method, account, or transaction type (expense, income, transfer). Use the search bar to find a specific merchant or description instantly. Filters stack, so you can narrow down to, say, all Eating Out expenses in March paid by credit card.

Logging a new transaction

1. 1

   Open Transactions and click “+ New”

   The + New button is in the top-right corner of the Transactions page. Clicking it opens a blank transaction form in the side drawer.

2. 2

   Fill in the required fields

   At minimum you need an amount, a date, and an account. Add a category, merchant, payment method, and notes for richer reporting later.

3. 3

   Choose the transaction type

   Select Expense, Income, or Transfer. Transfers require a second account (the destination) and automatically debit one and credit the other.

4. 4

   Save

   Hit Save. The transaction appears in the list immediately and your account balance updates in real time.

Importing transactions

Go to Transactions → Import to bulk-upload entries from a CSV or JSON file. CSV files should include columns for date, amount, description, category, and account. The importer will preview the rows before committing so you can catch mismatches early.

Accounts represent your real-world financial pots — a current account, savings account, a wallet of cash, a crypto balance, or anything else you track. Each account has its own currency, so Flipper handles multi-currency setups natively.

Your account list shows each account’s current balance alongside the currency. Balances update automatically every time you log a transaction or perform a transfer.

1. 1

   Create a new account

   Go to Accounts → + New Account. Give it a name, choose a currency, and optionally set a starting balance.

2. 2

   Fund an account

   Use the Fund action on any account to add a top-up amount. This creates a special Income transaction under the hood without requiring a merchant or category.

3. 3

   Transfer between accounts

   Use Transfer to move money from one account to another. Both accounts must exist. The transfer creates two linked transactions — a debit and a credit — so nothing is lost in your history.

The Reports page gives you three visual charts to understand your finances over time. All charts respond to your transactions in real time — log a transaction now and refresh Reports to see it reflected immediately.

1. 1

   Spending Overview

   A high-level summary of total income versus total expenses for a selected date range. Use this to check whether you are spending within your means for the month.

2. 2

   Category Trends

   A breakdown of spending by category over time. Spot which categories are growing month-on-month and which are staying flat. Great for identifying lifestyle creep.

3. 3

   Yearly Summary

   A month-by-month bar chart for the full calendar year showing income and expenses side by side. Ideal for annual budgeting and spotting seasonal patterns.

Flipper uses four reference types to organise your transactions: Categories, Merchants, Currencies, and Payment Methods. These are all customisable — Flipper does not impose a fixed taxonomy on you.

You manage all four from the sidebar navigation. Each reference page follows the same pattern: a list of existing entries with the option to add, edit, or delete any of them. Changes propagate immediately to your transaction list and reports.

1. 1

   Categories

   Create spending categories that match your life — Rent, Groceries, Eating Out, Transport, Subscriptions, or anything else. Categories drive your Reports charts, so the more granular you go, the better your insights.

2. 2

   Merchants

   Store the merchants and payees you use regularly — Tesco, Netflix, Landlord, Salary, etc. Selecting a merchant when logging a transaction makes searching and filtering much faster later.

3. 3

   Currencies

   Add any ISO currency code you spend in. Each account is assigned a currency, so adding the currencies you need before creating accounts keeps things clean.

4. 4

   Payment Methods

   Track how you pay — Debit Card, Credit Card, Cash, Bank Transfer, and so on. Filtering transactions by payment method helps you reconcile against your bank statements.

Groups allow you to share financial accounts and track shared expenses with other Flipper users — perfect for households, travel companions, small teams, or any situation where money is pooled. Each group has its own isolated set of accounts and transactions entirely separate from your personal finances.

Every group member is assigned a role that controls what they can see and do. The role hierarchy from most to least privileged is Owner > Admin > Member > Viewer.

Creating a group and inviting members

1. 1

   Create the group

   Go to Groups → + New Group. Give it a name (e.g. “Holiday Fund” or “Shared Flat”). You become the Owner automatically.

2. 2

   Generate an invite link

   Open the group and go to Members → Invite. Choose the role you want the invitee to have, then copy the generated link and share it with them directly.

3. 3

   Invitee accepts

   When the invitee opens the link and is signed into Flipper, they will see an accept/decline prompt. After accepting, they appear in the group member list immediately.

4. 4

   Add group accounts and start logging

   Create one or more accounts inside the group (e.g. a shared holiday savings account). Any member with the right role can then log transactions against those accounts. The full transaction feed is visible to all members.

Flipper GPT is a custom ChatGPT action that connects to your Flipper account via a secure API. Instead of opening the app and filling in a form, you describe your purchases in plain English inside ChatGPT and Flipper GPT creates the transactions for you automatically.

This is especially powerful on mobile — you can log a transaction while still at the checkout simply by sending a quick message. Flipper GPT understands amounts, currencies, merchants, categories, dates, and even splits, then maps them to the correct fields in your account.

Getting started with Flipper GPT

1. 1

   Open Flipper GPT on ChatGPT

   Visit the Flipper GPT link and sign into ChatGPT if prompted. You need a ChatGPT account (free tier works).

2. 2

   Authorise the connection

   On first use, Flipper GPT will ask you to authorise access to your Flipper account. Follow the OAuth flow — it will redirect you to Flipper, confirm access, and return to ChatGPT. This only happens once.

3. 3

   Describe your purchases naturally

   Start chatting. Examples of what works well: “Coffee at Costa, £4.20, this morning” — “Groceries at Aldi, €67, yesterday, paid by card” — “Rent payment £800, 1st of the month, bank transfer”.

4. 4

   Confirm and check your dashboard

   Flipper GPT will confirm what it logged. Open Flipper and the transactions will already be there, correctly categorised and attributed to the right account.